71A Inbound, Oakland:
A Five-Year-Old Boy sits with his Mom, looking at an ad for a debt consolidation company featuring a Debt monster.

Five-Year-Old Boy: Mommy, is he real?
Mom: No, he’s just a picture that represents a concept.
Five-Year-Old Boy: Mommy, is Santa Claus real? I could open my eyes and see him. I can’t go to where he lives. I will sleep on the couch and wait for him.

— Overheard by Sophie